The decision to purchase an apartment is important in the life of every person held. And of course, it is a serious and important matter. For this responsible procedure, they have been preparing for years, determining with the design and layout of the future family nest, with a location, and, of course, collecting a certain amount of money for the purchase of housing. However, the most important, often, is the last aspect of this issue.
In the context of the modern financial and economic crisis, prices are constantly changing not only for products and exchange rates, but, accordingly, housing prices. Therefore, in most of their cases, people cannot afford to pay completely the entire amount of the cost of housing. Then they need to purchase a future family hearth on credit or installments.
Purchase of an apartment in houses under construction on credit is a very risky business. The first, because the interest rates of loans, refinancing rates and other external factors affecting the loan and its amount are constantly changing, which can significantly increase the amount and time of loan payment, and, accordingly, this will affect the payer budget.
But the purchase of an apartment in the installment houses under construction on which the wallet of its owner will not be so sensitive, more acceptable for a young family option. Firstly, because the percentage of installments is much less than the loan, which will allow, respectively, to overpay for the use of the amount of money. Secondly, the deadlines for paying the amount of installments are significantly reduced, which will quickly get rid of existing debt obligations in your credit history. In addition, the larger the amount of the initial payment, the lower the percentage of installments, which does not matter when you take a loan.