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You are at:Home»Business»Features of a mortgage loan in Holland

Features of a mortgage loan in Holland

September 20, 2018

Many people dream of getting their own housing somewhere in a cozy European town. However, these dreams can be made by reality. If your choice fell on Holland, then you should find out all the nuances of acquiring housing in this state. Mortgage loan in the Netherlands is issued to foreigners, but not everyone. Those who have a residence permit in Holland or are a subject of this kingdom have a priority right to a mortgage. Also, the loan is willingly issued to those who arrived to reunite the family. If the face has no citizenship, then he needs to live for more than 10 years in Holland to get a mortgage. A loan is also issued to those who have married a citizen/citizen of the country. A mortgage can also be obtained by a temporary residence permit, but its conditions will not be so loyal as for subjects.

The price of real estate in the Netherlands depends on the location of the object, because apartments in the suburbs are almost twice as much as in the city. Pretty high prices are also set for real estate in large cities and tourist centers. Lending conditions are a period of 30 years, the initial contribution will be from 30 to 40 percent, interest rate – from 4 to 6% per annum.

Together with the country house, you can get the property and household buildings located on the same land plot. The rooms can be installed in rooms, which allow more convenient and appropriately placed various objects and objects more conveniently and more advisable. Such a convenient design will largely save space, and subsequently it will be easier for you to get one or another thing.

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